Auto Insurance in Houston, TX

Big City Roads. Smart, Local Coverage.

Driving in Houston comes with its share of challenges—heavy traffic, unpredictable weather, and thousands of drivers on the road. Whether you’re commuting on I-10, navigating the 610 loop, or parking downtown, you need car insurance that’s built for the real world.


At DeShazo Insurance, we help Houston drivers find the right auto insurance by comparing quotes from trusted companies like Progressive, Safeco, GEICO, and Travelers. As an independent agency, we work for you—not the insurance companies—so you get the coverage you actually need, without paying for what you don’t.

GET A QUOTE

What Does Auto Insurance Cover?

Our Houston-area clients often choose:

Liability Coverage

Covers damage or injury you cause in an accident

Collision & Comprehensive

Covers theft, hail, vandalism, accidents, and more

Medical payments or PIP

Helps with medical bills after an accident

Uninsured/Underinsured Motorist

Protects you from drivers without enough insurance (a big issue in Houston)

SR-22 Assistance

We file it and help you meet state requirements

Houston Auto Insurance FAQs

  • Is car insurance more expensive in Houston?

    It can be—thanks to traffic density, accident rates, and weather. But we help you compare and save with customized coverage and discounts.

  • What if I just moved to Houston?

    We’ll walk you through everything you need to register your car, meet Texas requirements, and transfer your insurance.

  • Can I cover multiple vehicles or drivers?

    Yes—multi-car and household policies are available, and often come with discounts.

  • Do I need flood coverage for my car?

    Flood damage is only covered by comprehensive insurance. If your car isn’t already protected, let’s fix that before the next storm hits.

Start Your Auto Quote in Houston Today

Whether you’re new to the city or just tired of your current policy, DeShazo Insurance can help you find a better fit. No pressure, just real help.